Sydney Discount Mortgages (SDM) is committed to ensuring the privacy and security of all information collected from our users. In accordance with the privacy legislation introduced on December 21, 2001, this Privacy Policy outlines the information collection practices utilised by SDM, how that information is used and the choices you can make about the way the information you provide to us is collected and used.

The information we collect

When you lodge an enquiry via the SDM web site, we need to collect information about you in order to enable us to deliver our service. This information includes, but is not limited to, details such as your name, your contact details, your requirements and relevant financial information.
How we use the information
If you decide to complete an on-line application form, the information that you enter into the on-line form will be collected and saved by us. The information you supply to us is used to assess your requirements and to enable the relevant service provider/broker to establish contact with you in response to your enquiry.
We disclose your information to these third parties (such as brokers that are part of the SDM network) only for the purpose of selecting the third party, addressing your enquiry, providing the relevant services to you and for the purposes of associated administration. We do not sell, rent or trade your personal information to third parties for other marketing purposes. If at any point in time you would like your saved data to be deleted from our system, please contact us and we will arrange to have your records deleted from our database.
As a user of our service, you may occasionally receive email or SMS updates from us about new products or services being offered by SDM, along with newsletters and any noteworthy changes to the website. You may always unsubscribe and opt out from receiving these messages.
Unless otherwise prohibited by law or our contractual obligations, we may disclose personal information if required to do so by law, court order, or as requested by a governmental or law enforcement authority, or in the good faith belief that disclosure is otherwise necessary or advisable. Such situations may include: to perform, maintain or enforce contracts with our users or suppliers; to protect the rights or properties of SDM, our business affiliates, our users, or others; or when we have reason to believe that disclosing the information is necessary to identify, contact, or bring legal action against someone who may be causing, or who may be threatening to cause, interference with or damage to our rights or properties, whether intentionally or otherwise; or when anyone else could be harmed by such activities.
Like most web sites, there is certain information we automatically track, including the URL that you just came from, the browser you are using and your IP address. This data is used to improve the services of SDM and does not include any personally identifying information.
Our commitment to data security
All user details captured by SDM are stored securely at all times and will never be provided to any third parties without your consent.
Opting out of promotional information

We at SDM work hard to provide our clients with the best possible service at all times. From time to time, we will send our members newsletters, updates and other useful information. We hope that you will find these items informative and useful. However, should you choose to not receive them in the future, you will have the ability to unsubscribe from the mail database by following the Unsubscribe instructions at the bottom of each email.

Cookies

We may, from time to time, use "cookies" to store your preferences, record session information and collect information on how you visit and access our Web pages. We collect information on the Web pages visited by our customers in order to help us to continue improving our services.
"Cookies" are pieces of information that our Web page transfers to your computer's hard disk for record-keeping purposes. Cookies can make the Web more useful by storing information about your preferences on a particular site. The use of cookies is an industry standard and many Web sites use them to provide useful features for you. Cookies in and of themselves do not personally identify you, only your computer.

How to contact us

This policy may be revised from time to time, as new features are added to the site or the legislation changes. Please check back periodically for updates and additions. If you have any concerns or queries about the Privacy Policy of SDM or would like more information, please contact us using the details displayed in the Contact Us section of our website.